| |
Significant savings and quality care are two of the
many benefits you receive through a network-only dental plan.
To help you make the most of your benefits, our network-only
dental plan covers services provided by your United Concordia
National Fee-for-Service Network dentist in the
United States or by dentists providing emergency or overseas
care.
Visiting a United Concordia National
Fee-for-Service Network dentist means...
- You have access to an extensive network of
dentists – With more than 110,700 dentist
locations across the country, whether you’re home or
away from home, finding a network dentist takes only a phone
call or mouse click.
- You save money – Because our network dentists accept our negotiated fees or "maximum allowable charges" (MAC) as payment-in-full for covered services, your out-of-pocket expense is lower.1 This means no balance-billing for you. See the sample savings chart below.
- You save time – Network dentists agree to file claims so it's one less thing for you to worry about.
- You stretch your benefit dollars – Paying less for care from a network dentist lets you receive more covered services before reaching your annual maximum.
- You enjoy peace of mind – All network dentists undergo rigorous review through our quality assurance process and routine verification of their credentials.
- You are in-the-know – Upon your request, our network providers will submit predeterminations before performing a procedure. So you can know up front if the treatment is covered and how much you can expect to pay out-of-pocket.
| Sample savings2 for a family of four |
| Service |
Dentist's Average Charge |
You Pay Out-of-Pocket |
Savings |
| 8 cleanings |
$512 |
$0 |
$512 |
| 8 exams |
$264 |
$0 |
$264 |
| 4 bitewing x-rays |
$128 |
$0 |
$128 |
| 1 two-surface amalgam |
$114 |
$18 |
$96 |
| 1 crown |
$818 |
$338 |
$480 |
TOTAL |
$1,836 |
$356 |
$1,480 |
|
1 - Savings available on covered services only.
2 - For illustrative purposes only. Actual savings may vary by region. Assumes deductible has been met. |


|
|
|