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Visiting a United Concordia National
Fee-for-Service network dentist means...
- You have access to an extensive network of
dentists – With more than 128,000 total dentist
locations across the country, whether you’re home or
away from home, finding a network dentist takes only a phone
call or mouse click.
- You save money –
Because our network dentists accept our negotiated fees or
"maximum allowable charges" (MAC) as payment-in-full
for covered services, your out-of-pocket expense is lower.
1 This means
no balance-billing for you. See the sample savings
chart below.
- You save time –
Network dentists agree to file claims so it's one less thing
for you to worry about.
- You stretch your benefit
dollars – Paying less for care from a network
dentist lets you receive more covered services before reaching
your annual maximum.
- You enjoy peace of mind –
All network dentists undergo rigorous review through our quality
assurance process and routine verification of their credentials.
- You are in-the-know –
Upon your request, our network providers will submit predeterminations
before performing a procedure. So you can know up front if the
treatment is covered and how much you can expect to pay out-of-pocket.
| Sample Savings1
for a Family of Four (as compared to a
family of four without dental insurance) |
| Service |
Without Insurance You Pay |
In-Network2
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Out-of-Network
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| 4 adult cleanings |
$265 |
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| 4 child cleanings |
$202 |
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| 8 exams |
$287 |
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| 4 sets of bitewing x-rays |
$192 |
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| 1 filling (amalgam) |
$125 |
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| 1 crown |
$821 |
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TOTAL |
$1,892 |
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1 - For illustrative purposes only. Savings will vary by dentist, service and geographic region. Sample charges based on Pennsylvania zip
codes 17155, 17157-159, 17161-196, 07/08.
2 - Assumes all services are performed by a United Concordia National Fee-for-Service network dentist. |
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