The Right Network - Extensive Network of Great Dentists

Visiting a United Concordia National Fee-for-Service network dentist means...

  • You have access to an extensive network of dentists – With more than 128,000 total dentist locations across the country, whether you’re home or away from home, finding a network dentist takes only a phone call or mouse click. 

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  • You save money – Because our network dentists accept our negotiated fees or "maximum allowable charges" (MAC) as payment-in-full for covered services, your out-of-pocket expense is lower. 1  This means no balance-billing for you. See the sample savings chart below.
  • You save time – Network dentists agree to file claims so it's one less thing for you to worry about.
  • You stretch your benefit dollars – Paying less for care from a network dentist lets you receive more covered services before reaching your annual maximum.
  • You enjoy peace of mind – All network dentists undergo rigorous review through our quality assurance process and routine verification of their credentials.
  • You are in-the-know – Upon your request, our network providers will submit predeterminations before performing a procedure. So you can know up front if the treatment is covered and how much you can expect to pay out-of-pocket.
Sample Savings1  for a Family of Four (as compared to a family of four without dental insurance)
Service Without Insurance You Pay In-Network2
You
Pay
Your
Savings
Out-of-Network
You
Pay
Your
Savings
4 adult cleanings $265
$0 $265
$108 $157
4 child cleanings $202
$0 $202
$81 $121
8 exams $287
$0 $287
$121 $166
4 sets of bitewing x-rays $192
$0 $192
$89 $103
1 filling (amalgam) $125
$22 $103
$60 $65
1 crown $821
$343 $478
$546 $275

TOTAL

$1,892
$365 $1,527
$1,005 $887

1 - For illustrative purposes only. Savings will vary by dentist, service and geographic region. Sample charges based on Pennsylvania zip codes 17155, 17157-159, 17161-196, 07/08.
2 - Assumes all services are performed by a United Concordia National Fee-for-Service network dentist.


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