Significant savings and quality care are two of the many benefits you receive through a network-only dental plan.

To help you make the most of your benefits, our network-only dental plan covers services provided by your United Concordia National Fee-for-Service Network dentist in the United States or by dentists providing emergency or overseas care.

Visiting a United Concordia National Fee-for-Service network dentist means...

• You have access to an extensive network of dentists – With more than 115,000 total dentist locations across the country, whether you’re home or away from home, finding a network dentist takes only a phone call or mouse click. 

• You save money – Because our network dentists accept our negotiated fees or "maximum allowable charges" (MAC) as payment-in-full for covered services, your out-of-pocket expense is lower. ¹  This means no balance-billing for you. See the sample savings chart below.

• You save time – Network dentists agree to file claims so it's one less thing for you to worry about.

• You stretch your benefit dollars – Paying less for care from a network dentist lets you receive more covered services before reaching your annual maximum.

• You enjoy peace of mind – All network dentists undergo rigorous review through our quality assurance process and routine verification of their credentials.

• You are in-the-know – Upon your request, our network providers will submit predeterminations before performing a procedure. So you can know up front if the treatment is covered and how much you can expect to pay out-of-pocket.

• Information on Limited Access Areas and Listings