Why United Concordia - The Right Plan

United Concordia’s FEDVIP offers the dental coverage you need to keep you and your family smiling for a lifetime. 

Plan highlights:

  • Diagnostic and preventive dental care (routine cleanings and exams)
  • Intermediate and major services (fillings and crowns), with no waiting periods (frequency limitations may apply)
  • Emergency treatments
  • Orthodontics for adults and children (12-month waiting period applies)
  • No deductible


Covered Dental Services United Concordia Pays2
Plan Design1 In-Network Out-of-Network
Basic Services - Class A




Fluoride Treatments


Space Maintainers

Emergency Care
100% 80%
Dental Accident Services 100% 100%
    Intermediate Services - Class B
Minor Restorative Services -
  (Fillings, Stainless Steel Crowns through age 14)

Nonsurgical Endodontic Services -
  (Pulpal Therapy)

Nonsurgical Periodontal Services -
  (Periodontal Scaling, Root Planing, Periodontal   Maintenance)

Prosthodontic Services -
  (Denture repair)
Oral Surgery
General Anesthesia
Miscellaneous Services
80% 60%
    Major Services - Class C
Major Restorative Services -
  (Crowns, Inlays, Onlays, Posts, Cores, Single Implant Crowns)
Surgical Endodontic Services -
  (Root Canals, Apicoectomies)
Periodontal Surgery -
  (Gingivectomies, Osseous Surgery)
Prosthodontic Services -
  (Posts, Cores, Dentures, Bridges)
50% 40%
    Orthodontic Services - Class D3
Diagnostic, Limited, Interceptive, Comprehensive, Retention Treatments 50% (for adults and children)
 General Services
Medications - Therapeutic Drug Injections Eligibility related to
above covered services
Annual Program Maximum (per person) $10,000
Lifetime Orthodontic Maximum (per person) $3,000
Dental Accident Lifetime Maximum (per person) $2,000
    UCWellness - Benefits for diabetic members
Periodontal Maintenance: one additional periodontal
  maintenance visit per year
Scaling and Root Planing
Periodontal Surgery

1. Please review the United Concordia FEDVIP Brochure for a full explanation of plan benefits including exclusions and limitations. You can access it at www.uccifedvip.com.
2. Percentages applied to lesser of United Concordia's negotiated fees (maximum allowable charges or MAC) and dentist's average charge. As out-of-network dentists do not agree to accept our MAC, they may bill you the difference between our MAC and their regular fees.
3. 12-month waiting period for Class D services.